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In addition, customers for this kind of strategy could have extreme lawful or criminal histories. It's essential to note that various carriers offer a variety of concern ages on their assured issue policies as reduced as age 40 or as high as age 80 - best states to sell final expense over the phone. Some will certainly additionally supply higher stated value, up to $40,000, and others will certainly enable far better survivor benefit conditions by improving the rates of interest with the return of costs or lessening the number of years till a complete survivor benefit is offered